Behind Hub-Tool's Financial Expertise

We started Hub-Tool because we kept seeing businesses struggle with the same problem — making financial decisions based on hunches rather than data-driven scenarios.

How We Got Here

Back in 2023, I was consulting for a manufacturing company in Quezon City that was considering a major expansion. They had gut feelings and spreadsheets, but no real way to model different scenarios. What if raw material costs spiked? What if demand dropped by 30%?

That's when it clicked — businesses needed better tools for scenario planning. Not just forecasting, but actually modeling different "what if" situations before making big financial commitments.

Hub-Tool grew from that need. We help businesses in the Philippines region build financial models that actually prepare them for uncertainty, rather than just hoping for the best.

Our Mission

We make financial scenario modeling accessible to mid-size businesses. Instead of expensive enterprise software or basic spreadsheets, we provide practical tools that help you test different business scenarios before you commit resources.

Our Vision

Every business decision should be backed by clear scenario analysis. We're building toward a future where companies can confidently navigate uncertainty by understanding their options before they choose a path.

The People Behind Your Models

We're a small team focused on one thing — helping businesses make better financial decisions through scenario modeling.

Darcey Whistleham

Lead Financial Strategist

Ten years in financial planning taught me that the best decisions come from testing multiple scenarios. I focus on building models that actually reflect how businesses operate day-to-day.

Korvann Grixley

Scenario Analysis Director

I spent years watching companies make expensive mistakes because they couldn't model different outcomes. Now I help businesses stress-test their plans before they implement them.

What Drives Our Work

Practical over perfect: We build models that work in real business conditions, not academic theory.
Clear communication: Financial modeling shouldn't require a finance degree to understand.
Scenario-focused: Every model should help you see what happens under different conditions.
Business context: We understand the Philippine market and regional business challenges.
Long-term thinking: Good models help you plan for multiple years, not just next quarter.
Honest limitations: We tell you what our models can't predict, not just what they can.

How We Approach Your Financial Models

Every business is different, but our process stays consistent. We focus on building models that actually help you make decisions.

Business Deep-Dive

We study your operations, revenue streams, and cost structure. Not just the numbers, but how your business actually works day-to-day.

Scenario Mapping

We identify the key variables that could impact your business — market changes, cost fluctuations, demand shifts — and build those into testable scenarios.

Model Validation

We test our models against your historical data and current market conditions to make sure they reflect reality, not just theory.

Ready to Model Your Financial Future?

The best financial decisions come from understanding your options before you're forced to choose. Let's build models that help you see clearly through uncertainty and plan with confidence.

Start Your Financial Model