We collect information that helps us provide better financial modeling services to our users in the Philippines and globally. The data we gather falls into several categories, each serving a specific purpose in delivering our scenario modeling tools.

Your information helps us deliver reliable financial modeling services and improve our platform continuously. We process your data for legitimate business purposes that directly benefit your experience with Hub-Tool.

Service Delivery: We use your account information to provide access to our scenario modeling tools, process your financial calculations, and maintain your saved models and analyses.

Platform Improvement: Usage analytics help us understand which features work well and where we can enhance the user experience. This data guides our development priorities and helps us build better financial modeling capabilities.

Support Services: When you contact our team at 10 Monzon Street, Phase 9, Vista Verde Executive Village, Cainta, 1900, Rizal, Philippines, we use your information to provide relevant assistance and resolve any platform issues.

Security Monitoring: Technical information helps us detect unusual activity, prevent unauthorized access, and maintain the security of your financial data and models.

We don't sell your personal information to third parties. However, we work with trusted service providers who help us deliver our financial modeling platform securely and efficiently.

Payment Processors: If you subscribe to premium features, payment information is handled by certified payment processors who comply with international security standards.

Analytics Services: We use privacy-focused analytics tools to understand platform usage patterns. These services receive anonymized data that cannot identify individual users.

Legal Requirements: We may disclose information when required by Philippine law or to protect the rights and safety of Hub-Tool users and our team.

You have significant control over your personal information and how we use it. These rights ensure you can manage your data according to your preferences and needs.

• Access Your Data: Request a copy of all personal information we have about you, including your financial models and account details.
• Update Information: Correct any inaccurate or outdated information in your account profile or contact details.
• Delete Your Account: Request complete deletion of your account and associated data, subject to legal retention requirements.
• Export Your Models: Download your financial scenarios and models in a portable format before account closure.
• Limit Processing: Restrict how we use your information while maintaining access to basic platform features.
• Withdraw Consent: Opt out of optional data processing activities like marketing communications or advanced analytics.

To exercise any of these rights, contact us at contact@hub-tool.com or call +63744467415. We'll respond to your request within 30 days and guide you through the process.

Protecting your financial data is fundamental to everything we do. We implement multiple layers of security to safeguard your information against unauthorized access, loss, or misuse.

We also conduct regular security assessments and updates to ensure our protection measures remain effective against evolving threats.

We keep your information only as long as necessary to provide our services and comply with legal requirements. Different types of data have different retention periods based on their purpose and legal obligations.

While Hub-Tool operates from the Philippines, our cloud infrastructure and service providers may process your data in other countries. We ensure these transfers maintain the same level of protection as required under Philippine privacy laws.

Adequate Protection: We only work with providers in countries with adequate data protection laws or those who have implemented appropriate safeguards through contractual commitments.

Transfer Safeguards: All international data transfers are protected by standard contractual clauses, binding corporate rules, or adequacy decisions that ensure your rights remain protected.

Processing Locations: Your data may be processed in the United States, European Union countries, or other regions where our trusted service providers operate secure data centers.

Our platform uses cookies and similar technologies to enhance your experience and provide essential functionality. We're transparent about what we track and why.

Essential Cookies: These are necessary for basic platform functions like maintaining your login session, saving your preferences, and ensuring security features work properly.

Analytics Cookies: We use these to understand how users interact with our platform, which helps us improve the interface and add features that matter most to our users.

Performance Cookies: These help us monitor system performance, identify technical issues, and optimize loading times for better user experience.

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through email or prominent notices on our platform.

Notification Process: We'll send advance notice to your registered email address for any changes that significantly affect how we handle your personal information.

Effective Date: Changes become effective 30 days after notification, giving you time to review the updates and contact us with any questions or concerns.

Continued Use: Your continued use of Hub-Tool after the effective date constitutes acceptance of the updated privacy policy. If you disagree with changes, you can close your account before they take effect.